Loan EMI Calculator – Calculate Your Monthly EMI & Interest

Plan your loan smartly! Calculate EMI for personal, home, or car loans with our online EMI calculator tool. No signup needed.

Indian Loan EMI Calculator

Indian Loan EMI Calculator

Calculate your Equated Monthly Installment (EMI) for home, car, or personal loans with current Indian market rates.

Home Loan EMI Calculator
Calculate EMI for home loans with current Indian market rates (8-9% typical range).
25,00,000
₹5 Lakh ₹1 Crore
8.5%
6% 15%
20 Years
1 Year 30 Years
Monthly EMI
21,587
Total Interest
26,80,880
Total Amount
51,80,880
Car Loan EMI Calculator
Calculate EMI for car loans with current Indian market rates (9-11% typical range).
8,00,000
₹1 Lakh ₹50 Lakh
9.5%
7% 16%
7 Years
1 Year 8 Years
Monthly EMI
12,786
Total Interest
2,74,024
Total Amount
10,74,024
Personal Loan EMI Calculator
Calculate EMI for personal loans with current Indian market rates (10.5-24% typical range).
5,00,000
₹50,000 ₹20 Lakh
12%
10% 24%
5 Years
1 Year 5 Years
Monthly EMI
11,122
Total Interest
1,67,320
Total Amount
6,67,320

Looking to take a loan but unsure about the monthly EMI? Use the Loan EMI Calculator to calculate your Equated Monthly Installment (EMI) within seconds. Whether it’s a home loan, personal loan, or car loan, our EMI calculator gives you a clear breakdown of your repayment plan.

What is an EMI?

EMI (Equated Monthly Installment) is the fixed payment amount made by a borrower to a lender at a specified date each month. It includes both the principal amount and interest. Planning your EMI in advance helps you manage your finances better.

Features of Our EMI Calculator Tool

  • Instant calculation of EMI, interest, and total repayment
  • Works for personal loans, home loans, auto loans & more
  • User-friendly and mobile-responsive design
  • No signup or personal info required
  • Supports all major loan amounts and tenures

How to Use the Loan EMI Calculator?

Using the EMI Calculator is simple:

  1. Enter Loan Amount – Total loan you plan to borrow
  2. Interest Rate (%) – Annual interest rate offered by the lender
  3. Loan Tenure – Duration of loan repayment in months or years
  4. Click “Calculate EMI” – Instantly see your monthly EMI, total interest, and total repayment

Why Use an Online EMI Calculator?

  • Avoid manual calculations
  • Plan your budget effectively
  • Compare multiple loan offers
  • Make smarter borrowing decisions

Whether you’re planning a home renovation, buying a car, or consolidating debt, our EMI tool helps you stay in control of your financial decisions.

Frequently Asked Questions (FAQ)

What is the formula for EMI?

EMI = [P x R x (1+R)^N] / [(1+R)^N – 1]
Where:
P = Loan amount
R = Monthly interest rate
N = Loan tenure in months

Can I use this EMI calculator for any type of loan?

Yes! It supports personal loans, car loans, home loans, education loans, and more.

Is the EMI calculator free?

Absolutely. Our EMI Calculator is 100% free and available for unlimited use.